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You work hard every day to build a bright financial future for the people you love. But did you know that it now costs over $250,000 to raise a single child from birth to age seventeen?1 Or that 40% of American families with children under 18 will immediately have trouble paying their bills when they lose their primary breadwinner?2 If something happened to you, would your family be one of them?

With Massachusetts Mutual Life Insurance Company (MassMutual) whole life insurance, you can help safeguard the financial future you've worked so hard to build--even when you die. And, best of all, whole life insurance does so much more than just protect your family when you're gone:

  • It's guaranteed to build cash value, which can be used for anything you’d like, from renovating your home to helping put your children through college to supplementing retirement income3
  • It has the potential to earn dividends,4 which can be used to pay some or all of your premiums or to provide additional life insurance protection and cash value
  • Premiums are guaranteed to stay level so you'll always know what to budget
  • The policy is yours for life, unlike a term policy, which ends after a set period of time

MassMutual Financial Professionals have been helping people just like you get the whole life insurance protection they need for over 160 years. Speak with one of our qualified Financial Professionals today to learn how we can help you protect what matters most.

1 "Expenditures on Children by Families, 2011" June, 2012. U.S. Department of Agriculture, Center for Nutrition Policy and Promotion.

2 LIMRA Facts About Life 2010 http://www.limra.com/uploadedFiles/limracom/About/10FOL.pdf

3 Access to cash values through borrowing or partial surrenders will reduce the policy's cash value and death benefit, increase the chance the policy will lapse, and may result in a tax liability if the policy terminates before the death of the insured.

4 Dividends are not guaranteed.

MassMutual Financial Group is a marketing name for Massachusetts Mutual Life Insurance Company (MassMutual) and its affiliated companies and sales representatives.

Insurance products issued by Massachusetts Mutual Life Insurance Company (MassMutual), 1295 State Street, Springfield, MA 01111-0001 and its subsidiaries C.M. Life Insurance Company and MML Bay State Life Insurance Company, 100 Bright Meadow Boulevard, Enfield, CT 06082.

©2013 Massachusetts Mutual Life Insurance Company, Springfield, MA 01111-0001. All rights reserved. www.massmutual.com

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